Christina Fischer
San Fernando Valley Home Sales - Christina Fischer Serving Our Communities with Concern and Dedication, Experience and Skill

Mortgage Calculator


 

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Now is a great time to sell your home.  
 

As an experienced listing agent specializing in San Fernando Valley home sales, I will provides you with a professional assessment of your home, using factors such as market conditions (direction of the market, bank owned property trends and competition) evaluations, comparisons, that will ensure your home sells at the best possible market price. 

Trying to get a price that is out of market thinking that you can negotiate with an interested buyer can divert otherwise would-be prospective buyers from any interest in your home.  And, sitting on the market for several months without a sale can cause your home's listing to go stale.  When a listing sits on the market for a couple of months, realtor's and the public begin to wonder, what is wrong with the home. 
 
On the other hand, preparing your home in a manner I use (with very high success rate), will sell your home at the highest possible price.  Realtors® have known it for years – well-kept homes that are properly maintained and strategically planned home improvements, such as updated bathrooms and kitchens, outdoor living environments, will add the most value to your property. 
 
Should you waite for the market to improve?  That depends.  How long are you willing to put your plans on hold?  Typical Real Estate cycles run from 7 to 15 years.  The good news is, if your plan is to reinvest your money into other Real Estate, you will experience the same economic growth or profit as you would if you kept the home you currently own.  The only question is...do you want to live in a different property?  It's a great time to move-up!  It's a great time to sell and buy property.
 
Call me, and I will help you determine the right listing price and, using my marketing system, I will sell your house quickly!
 
If you are considering selling you home, contact me for a free home evaluation or a Comparative Market Analysis (CMA) at no cost or obligation to you.  Then, I will fill you in on my winning marketing plan!
 
Christina Fischer | REALTOR® | Re/Max Olson | DRE# 01096691

818.298.6525

Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


SAN FERNANDO VALLEY REAL ESTATE BLOG

Do you need to contact someone about your neighborhood?   

Find your neighborhood council, planning commission at: 
http://done.lacity.org/dnn/Default.aspx

Find your city council at:
www.lacity.org/YourGovernment/CityCouncil



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